ndia is known as a land of golden bird. It was so because of prosperity prevails in all sphere of life of its natives. India was self sufficient for ROTI; Kapara aur Makan. But with the passes of time scenario changed, today we are not able to feed our population. Most of the people blame it for population. Is blaming to population is correct? Is population a curse? In my opinion answer is no. Population is curse when available resources are not in proportion to population. India has abundant resources which can feed not only Indian population but it can feed half of the world population. There are several factors which lead to food insecurity like dry land, unscientific cultivation, poor government policies and its implementation regarding procurement, storage and distribution of food grain. U ncertain, ill - .distributed and limited annual rainfall; occurrence of extensive climatic hazards like drought, flood etc; undulating soil surface, prevalence of mono cropping, very low crop yield, poor economy of the farmers, poor health of farmer as well as farmers.

Teacher is an effective and dominating factor among the ones contributing to educational improvements. Mainly, the teacher effectiveness depends on the teachers' attitude, characteristics and the classroom phenomena such as environment and climate and orga nization and management. Various commissions and committees have recommended methods of bringing about qualitative improvements in education. As a result, the teachers are motivated, inspired and endured to develop better curriculum text - books and teaching aids. But all the efforts are meaningless unless teachers are not having the positive attitude towards Educational Technology. Hence, this paper tries to study the attitude of matriculation school teachers towards Educational Technology.

This paper studies the impact of bank finance on Farmers on Employment Generation by age, education, cast, size, occupation in delta area and non delta area in Nellore district of Andhra Pradesh. We observed that in the delta area the sample branches provided f inance to the farmers more than to those in the non delta area. The male beneficiaries are more in number in both the delta and non delta area than female beneficiaries. Cast wise those of the forward cast are 48 per cent in the delta area and 51 per cent in the non delta area. The percentage of incremental assets value is high in the delta area when compared to non delta area.

Presently India is borrowing heavily from World Bank and ADB for Government Projects. The Private ventures are looking for FDIs but the ceiling is restricted by government policy. Hence a considerable fiscal from GDP is diverted towards interest or dividen d towards these finances. High inflation and global recession are adding to considerable fiscal deficit making the funds more volatile and costly. High inflation and delays in completion are resulting in huge cost over runs thereby rendering the ventures l ess profitable. PPP models are also highly affected by local demands, making them less attractive for investment. PPP consortiums are mostly having Indian partnerships to bare minimum, thereby keeping them away from all strategic decision process. Most of these PPP Consortiums outsource most of the project execution to parent firms outside India, hence least beneficial to Indian corporate. The corruption and scams have pushed India?s credit rations to the rocks bottom (CWG). The political instability due to coalition government also reduced India?s credit ratings. Most of the ventures are shadowed by local politics, making them less credible for future investment. Delayed reforms in Direct and Indirect Taxes have made the corporate ventures more defensive to wards global initiates.